Funding your USA online gambling account with safe, secure, and successful deposit methods is the most critical component of enjoying real money betting at online casinos, sportsbooks, and poker rooms.
Our focus on reliability and security is to ensure players are protected and given a guarantee to receive their winnings when they decide to withdraw their funds. That is why when it comes to online gaming it is important to understand what your available banking options are.
To participate in legal real money gambling online or through mobile betting apps, you must select a USA friendly online deposit method that works for both you and the destination at which you intend to wager at. Successfully funding your account is the only way to actually participate in gambling entertainment, and being able to withdraw your winnings is really the whole point of the endeavor, therefore everything hinges on this one decision: What is the best deposit method for gambling online?
US Online Gambling Sites With Fast Payouts
The following online gambling sites are known for fast, efficient payouts and because they allow cryptocurrency deposits and withdrawals, you can get your winnings in about 15 minutes.
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Best USA Friendly Deposit Methods For Gambling Online
US players can technically use various online payment methods to legally and securely fund their online gambling bankroll. We’ve compiled information here on the most reliable, efficient and secure online gambling banking methods for American gamblers. Specific options will vary from site to site, but some combination of the below mentioned payment methods will be offered by the banking suite at US friendly premium online casinos, sportsbooks and poker sites.
Credit Card and Debit Card Deposits
- Visa Credit and Debit Cards
- MasterCard Credit and Debit Cards
- American Express Credit and Debit Cards
Debit Cards and Credit Cards such as Visa, American Express, and Mastercard are generally accepted at most reputable online gambling sites. The destinations recommended on our website all use multiple payment processors in an effort to maximize the potential for successful transactions.
However, of all the online deposit methods available to gamblers in the US, credit cards and debit cards pose the most challenges. We definitely recommend cryptocurrency as an alternative.
Why are credit and debit cards sometimes an uphill battle when it comes to funding online gambling entertainment? The UIGEA has imposed some restrictions on US banks and credit card companies, causing some issues with successful payment processing. Because of this law, some credit cards and debit card transactions are not always successful, making more popular payment methods such as Cryptocurrency an attractive alternative.
Cryptocurrency Deposit Methods
- Bitcoin Cash
- Ripple (XRP)
- OX (ZRX)
Another available option USA players can use to safely and quickly deposit funds at an online gaming destination is through cryptocurrency. This is the method that we recommend for Americans who want to gamble online and quite frankly seems to be the future of currency. Because of its decentralized nature, transactions are processed quickly and seamlessly, and usually, do not entail any transaction fees.
Most online gambling sites accept one or more of the following cryptocurrencies: Bitcoin, Ethereum, Bitcoin Cash, Litecoin, Dash, Ripple (XRP), and Ox (ZRX). This list grows all the time. International players can also use crypto to make deposits.
Cryptocurrency deposits are favored by frequent players due to the speed of transactions, reliable transaction success, the effective security behind it, and large match deposit bonuses offered by sites that want to encourage more crypto deposits. The use of Cryptocurrency for deposits and withdrawals is beneficial for all parties, including the gambling site operators, so they want to incentivize its use.
First-time users of cryptocurrency consider this virtual payment option to be easier and simpler than most other methods for both deposits and withdrawals. Cryptocurrency is our highest recommended option for funding online gambling entertainment.
***One thing to note is that your very first purchase of cryptocurrency may entail a waiting period at the digital wallet service you choose to use, such as Coinbase. This is standard practice among most services for someone’s very first transaction and is not applied for subsequent crypto purchases.
Prepaid Deposit Methods
- Visa Prepaid Debit Cards
- MasterCard Prepaid Debit Cards
- American Express Prepaid Debit Cards
- Secure Vouchers
There are US gamblers who prefer not to share their credit card or debit card information online with third parties, including online gambling sites, or who don’t have those types of options available to them. An alternative that essentially allows individuals to use cash to gamble online is to opt for a prepaid deposit method.
Prepaid debit cards issued by Visa, MasterCard, and American Express can be purchased from retailers across the United States. These cards are often reloadable and can be loaded online via a credit or debit card. In order to use this type of prepaid debit card to successfully fund an online gambling account, the card must be approved for International use in order to avoid domestic spending restrictions.
Secure Vouchers are another type of prepaid funding method and can be purchased and loaded online through an online casino, poker site or sportsbook that accepts this payment option. These types of prepaid deposit methods mitigate issues that traditional bank linked cards might face and thus are a great alternative.
Prepaid payment options work because they use a two-step funding system: first, you can load money onto the prepaid card or voucher online or during a retail purchase. You can then use the pre-loaded card or voucher to fund your bankroll at your choice of online gambling sites.
Bank Transfer Deposits
- Bank Wire
- Cashier’s Check
- Personal Check
- Phone Transfers
Most online gambling platforms, including online casinos, poker rooms, and sportsbooks, often accept direct bank transfers via Bank Wire, eChecks, cashier’s check or a written, mailed-in Checks. However, physical checks are rarely used due to the long turnaround process. Transfers made directly via Bank Wire, eChecks, and Bank Transfers also risk being declined due to UIGEA restrictions, thus using 3rd party Money Transfer services may be a better alternative for those seeking this type of direct cash payment.
Money Transfer Deposit Services
- Western Union
- Similar Cash Wire Services
- Money Orders
Independent money transaction services such as Western Union and MoneyGram are less likely to be declined due to the introduction of a third-party service. This works by either sending funds from a bank account, debit card, or in person to the money transfer service where the service will then send the funds to a directed destination such as a specific online gambling site. Third-party money transfer services like are also a beneficial alternative for those without a bank account or who wish to keep their personal financial information separate from their gambling account activity.
Online Gambling Deposit Bonuses
Oftentimes an online gambling site will provide a Welcome Bonus to first-time players. Some of these bonuses may be specified for certain USA online gambling deposit methods. As mentioned above, cryptocurrency welcome bonuses provide players with extra funds if they deposit using a form of crypto. Deposit method bonuses can also be found for other payment methods, but these are not as common.
The standard welcome bonuses offered at online casinos, sportsbooks, and poker sites are not specific to a type of funding method, but rather are dependent on the amount of the deposit. We have seen the alternative bonuses that are associated with specific funding options to often be more lucrative than the traditional welcome offers.
Withdrawing Money From Online Casinos, Poker Sites, and Sportsbooks – US Friendly Options
- Cryptocurrency (recommended)
- Bank Wire
- Check by Mail or Courier
We all want our money, and we want it fast! American gamblers are somewhat restricted regarding available online gambling withdrawal options. This is because banking laws in the United States are very strict and often impose many regulations on credit card companies, preventing them from receiving gambling-related funds and so on. While the list of options is smaller than our International counterparts, the ones that are provided are highly effective.
Available payout options for players in the United States include Bank Wire, Check by Mail or Courier, or Cryptocurrency. In our experience, cryptocurrency is the easiest method to use for deposits and withdrawals, with the entire process each way taking no more than 15 minutes at a time. In addition, Cryptocurrency withdrawals do not usually have any fees associated with them. Cryptocurrency withdrawals are hands down the fastest online gambling payouts.
Online Gambling Deposit and Withdrawal Limits
Each online casino, poker site, and sportsbook establishes their own minimum and maximum transaction amounts as well as any associated fees. Transaction limits range from a minimum of $25 up to a maximum of thousands of dollars. The cashier or banking suite at the online gambling site you are depositing funds into will provide the minimum and maximum deposit and withdrawal limits. We recommend reviewing this information prior to making any deposits.
International Online Banking Methods For Gambling Sites
USA players experience more restrictions in terms of banking options online than international players due to how US banking laws are set up. International players can use a plethora of credit and debit cards, e-wallet, cryptocurrency, and prepaid deposit options. International players also receive more withdrawal options than US players and can even get paid out with their credit cards (wouldn’t that be nice??).
How Fast Can I Cash Out My Winnings From An Online Gambling Site?
How fast you get your winnings from an online gambling site depends on the withdrawal method chosen and individual processing time detailed by the gaming provider. Typically, withdrawals can take minutes for Cryptocurrency, days, for bank wire, and weeks for mail by courier. Even more so, the site itself may have a processing turnaround of a few days that can slightly lengthen the window.
Because these sites prefer their customers to use cryptocurrency for account funding, they are typically very careful to process crypto withdrawals extra fast without waiting periods. Being known as an online gambling site with the fastest payouts will be a huge boon to their reputation, and crypto transactions allow them to offer this.
Will I Have to Pay Any Fees To Withdraw My Winnings?
Depending on the withdrawal method chosen fees can apply. Cryptocurrency withdrawals typically carry no fees, whereas bank wire and check by mail/courier may apply associated fees. Do note that some withdrawal methods have associated minimum withdrawal requirements and maximum daily or weekly limits.
Why Are Withdrawal Methods More Limited Than Deposit Methods?
Withdrawal options are more limited than deposit methods for US players due to banking policies and rigid compliance with federal laws. This means United States players must use alternative available methods to receive their winnings instead of relying on credit card payouts. Because we only recommend online gambling sites that are legally sanctioned, they are stringent about complying with the Federal banking regulations.
What Are The Best Deposit & Withdrawal Methods To Use For Online Gambling?
By far the best option for speedy transactions, success, security, and two-way deposit and withdrawal capabilities is cryptocurrency. Cryptocurrency deposits are ready to use in an online account almost immediately and withdrawals with crypto can arrive in as quickly as 15 minutes after the withdrawal request is received and processed. Investigate which cryptocurrency works best for you by evaluating value, volatility, and platform.