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USA Online Baccarat

Baccarat Casino Game IconUS Baccarat Online is a digital version of the card game made popular by James Bond that traces its heritage back to the 1500’s and maybe even further.

The true origins of the game cannot be accurately traced but there are multiple accounts stating the game’s origins are either in France or Italy. It may even come from the Chinese game of Pai Gow, which can also be readily found online, where the object of the game is to make the count of 9, similar to Baccarat.

We created this guide to online baccarat to inform our readers of the legal USA online casinos that are available to US residents. Once we get past the legalities of online baccarat we will discuss how the game is played, basic strategies, and where to play online.

Quick Jump

    Top Rated USA Online Baccarat Casinos For July, 2024

    Top Rated Sites TrophyThe following U.S. friendly baccarat sites have made it onto this list after an intense period of scrutiny by our online gambling specialists. We have taken each of these websites apart and vetted their licenses and the regulating bodies to assure our readers have the best legitimate sites available online. The sites below are the most trusted online casinos, in compliance with local regulators, and are legal for US residents to play.

    Bovada Casino Logo
    Bovada Casino


    Slots.lv Casino Logo
    Slotslv Casino


    Cafe Casino Logo
    Cafe Casino


    Casino Max Logo
    Casino Max


    Cherry Jackpot Logo
    Cherry Jackpot


    Is It Legal To Play Online Baccarat For Real Money In The United States?

    Lawbook With GavelYes it is, as long as it is played at a legally licensed and regulated online casino legitimately operating in the US or offshore. Online Baccarat falls under casino table games in global offshore online gambling jurisdictions, which remain completely legal to use in America, provided they are hosted outside of the country and have the proper licensing and regulation.

    There are also state regulated online casinos that offer virtual table games in some states, including New Jersey, Delaware, and Pennsylvania, among others.  There are no USA gambling laws that prohibit playing baccarat online at legally sanctioned destinations that hold the proper credentials and licensing.

    How To Play The Game Of Baccarat

    Baccarat is not played like the typical card games you maybe used to. You don’t have to win a hand as the player in order to win the bet on the hand.

    In Baccarat, there are three betting options, the player, the banker, and a tie. If you bet on the banker and lose the hand, you will win the bet as you predicted the banker would win. To understand the game you must first understand the card values.

    The basic goal in Baccarat is to end the hand with the score of 9, or be the closest to it. The 10, jack, queen, and king all have a value of 0. The numbered cards carry the value that they show and the ace has the value of 1.

    The dealer will deal the cards face up after you have placed your bet. Two cards are dealt to the player and two cards to the banker. If your bet was on the player and you win, you’ll receive your bet back doubled over. If your bet was on the banker and you win the bet, you’ll receive 95% of your original wager. If you bet on a tie and win the bet, that bet pays out 8 to 1.

    When the cards that you are dealt are greater than 9, add your cards together and drop the value in the tens column for your score. If you’re dealt an 8 and a 7 card, for instance, your value is 15. Drop the 1 in the tens column and your card value is 5. The second best hand in the game is known as a “natural 8” which is when you are dealt a 10 card and an 8 card. The best hand is what you might expect. It’s called a “natural 9” and is when you are dealt a 10 card and a 9.

    If neither the banker or the player is dealt a hand totaling 8 or 9, both must stand on their cards. If your cards as the player total 5 or less than 5, you will receive another card from the banker, if you decide to stand, then the banker hits on 5 or less.

    Common Betting Strategies Used For Playing Baccarat

    House Edge IconNegative progression systems like the Martingale sequence mandate that you decrease the size of your bet each time you win. If you lose, you’ll double your bet. If you win, you’ll decrease the size of your bet in half. This effectively banks your winnings and allows you to instantly recoup any losses.

    Positive progression systems like the Paroli system work exactly the opposite of the Martingale sequence. They involve increasing the size of your bet with each succeeding winning bet. It also dictates lowering the amount of your bet when you subsequently lose a hand.

    1-3-2-6 betting strategy is a progressive betting system that dictates your betting amount according to your wins and losses. Your first bet is one unit of your pot. If you win, you increase it to 3, if you win the next one you decrease by 1. Winning that one should increase your next bet to 6units in this system. Should you win the 6-unit bet, start the sequence over. Should you lose any of the bets in the sequence, you should then start the sequence over as well.

    Live Dealer Baccarat Options For USA Players

    Live Casino Dealer IconLive-dealer baccarat is available on each of our recommended US friendly Baccarat sites. On one end of the connection is you, the player, and on the other hand you will see a live dealer who is set in front of a webcam streaming live to your computer. They will deal the cards and play the appropriate hands with you, live from the casino floor.

    Players love online live dealer games because the face to face environment adds to their immersion into the casino experience. Having a live croupier oversee the games provides a level of realistic gameplay that is essential to some players, particularly those who do not enjoy relying on RNG technology for game outcomes.

    Can I Play Baccarat For Real Money From My Mobile Device?

    Mobile Casino On Phone IconYes. Baccarat can be played from any mobile device with an Internet connection. HTML5 has provided a flexible platform for operators to develop web-based applications that do not require a download.

    Using responsive technology, the apps render beautifully regardless of what type of device, network or operating system you are using to play mobile casino games, provided that the OS is relatively recent.